SWIFT Tests A Blockchain Ledger With 30+ Banks — What It Means For XRP

International payments need a fresh coat of modern paint. Old-school solutions from Society for Worldwide Interbank Financial Telecommunication (SWIFT), MoneyGram, and Western Union are too slow and too expensive. Newer options like PayPal (NASDAQ: PYPL) or Wise (OTC: WIZE.Y) aren’t always faster or cheaper.Many investors see XRP (CRYPTO: XRP) and the integrated RippleNet service as the obvious answer. Ripple transactions can move money from one country to another in seconds, with average fees of $0.0002 per transfer. Ripple Labs has established local banking partnerships in dozens of countries, making the transfer experience seamless for most users. Send a few dollars to Sweden, and your friend, uncle, or e-commerce retailer receives a handful of Swedish kronor (SEK) right away.Surely, the XRP/Ripple system must disrupt international payments over time. No one else is working on a modern, digital global money transfer platform, right?Continue readinghttps://www.fool.com/investing/2025/10/01/swift-tests-a-blockchain-ledger-without-xrp/